Overview

It is our privilege to work with individuals and families seeking to protect and enhance their financial futures.

While each client has unique aspirations, our experience shows that what all clients want more than anything is an advisor they can trust with their assets and financial plans so they can get on with living life. This is why we go to such lengths to avoid all possible conflicts of interest, champion transparency and provide truly independent, unbiased advice.

Much of our work with individuals and families is driven by important life events – retirement, marriage, births, deaths, the sale of a business, inheritance, downsizing, major medical events, and so on. It is during these pivotal events that people need professionals they can turn to with questions knowing they will get helpful and thoughtful answers, delivered in a way they can understand. With deep experience in these situations over the last five decades, our team is able to respond with the perspective and insight clients expect and value.

Many of our client relationships span multiple generations. This continuity over decades helps families not only efficiently pass assets from one generation to the next, but also share family values about wealth and prepare next generations to act as responsible stewards of family assets.

Perspectives

Reflections & Observations: Watershed Moments

In this newsletter edition we cover the following:
– Staying Invested Part II
– Leading Economic Indicators
– IoT and Data Usage
– Revocable Trusts
– Assisted Living
– Recommended Read: The Good Life

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POSTED IN: Reflections & Observations

Staying Invested Part II

In our spring newsletter, we emphasized the importance of staying invested over the long term by (1) illustrating the outsized impact of the stock market’s best days and (2) explaining how staying invested increases the likelihood of positive returns. While our analysis last spring focused on the broader implications of a long-term strategy, the strategy only works if the security you are holding is a quality company with durable, competitive advantages that drive success in both strong and weak markets.

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POSTED IN: Articles

Leading Economic Indicators

Two consecutive quarters of negative GDP growth has traditionally signaled that an economy is in a recession. However, in the US, the National Bureau of Economic Research (NBER) is responsible for officially designating recessions. The NBER’s analysis relies on three criteria related to economic trends: depth, diffusion, and duration.

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POSTED IN: Articles

IoT and Data Usage

Over the last decade, we have seen the proliferation of “smart” devices—devices that collect our data and track our usage patterns to enhance our overall experience. There are smart mobile phones, TVs, speakers, and cars, as well as smaller everyday items like toothbrushes, vacuums, and coffee brewers. You may be wondering how all of these products became smart, seemingly overnight. What changed?

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POSTED IN: Articles