Overview

Choosing and managing investments is perhaps the most obvious element of wealth management, however other financial tasks demand equal care and attention. Indeed, there’s little point in carefully managing an investment portfolio if its gains may be lost through poor budgeting, inefficient tax planning, ineffective use of retirement accounts, ill-advised real estate transactions or inadequate insurance coverage.

That’s why LBA takes a holistic approach to wealth management, one that assures that all the pieces of investing and financial planning fit together. We work with our client’s accounting, estate planning and insurance professionals to address complete legal and financial needs.

As clients evolve through different phases of life, periodic reviews allow us to assess how needs can change over time, including:

  • Estate planning
  • Tax planning
  • Insurance coverage
  • Social Security
  • Retirement planning
  • Elder care
  • Charitable giving
  • Succession planning
  • Generational asset transfers
  • College saving
  • Real estate
Perspectives

LBA Monthly View | July 2020

– Notable: Average rate for a 30-year mortgage; Almond prices
– Company Highlights: Johnson & Johnson, Madison Square Garden Sports, Novartis, Alphabet (Google), Home Depot, and Amazon
– On Our Minds: Sears Holdings

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POSTED IN: LBA Monthly View

Reflections & Observations: Impacts of a Global Pandemic

In this newsletter edition we cover the following:
– When the New Normal Becomes Just Normal
– Why a Stock’s Price Does Not Reflect its Value
– Drug Development: A Long, Costly Process
– Real Estate in the time of Coronavirus
– The SECURE Act
– Over the Hill, On the Horizon

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POSTED IN: Reflections & Observations

Reflections & Observations: Ignoring the Media Noise and Focusing on the Fundamentals

In this newsletter edition we cover the following:
– Three Demographic Trends in the US
– Developing Technologies from LBA Companies
– The Importance of Predictability in Cash Flows
– Boeing: The Consequences of Cost-Cutting
– The Death of US Retail?
– A Funny Thing Happened on the Way to the Fixed Income Shoppe

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POSTED IN: Reflections & Observations

Reflections & Observations: Economy’s Shift from the Industrial Age to the Digital Age

In this newsletter edition we cover the following:
– Buffet Abandons Book Value
– China’s Index Manipulation
– A Comparison of Price-to-Earnings: Emerging Markets vs. United States
– Big Tech, Fat Wallets: A Look at Microsoft, Apple, and Alphabet
– Five Reasons Why LBA Doesn’t Buy (or Chooses to Sell) a Stock
– The LBA Rules For Fixed Income

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POSTED IN: Reflections & Observations